Social Insurance Benefits

• The Canada Pension Plan (CPP) survivor's pension is paid to the person who, at the time of death, is the legal spouse or common-law partner of the deceased contributor.

  If you are a separated legal spouse and the deceased had no cohabiting common-law partner, you may qualify for this benefit.

  Note: Widowed more than once

  If you are widowed more than once, only one survivor's pension - the larger - will be paid.

  How much will I get?

  The amount you receive as a surviving spouse or common-law partner will depend on:

  whether you are also receiving a CPP disability benefit or retirement pension, your age,and

  how much,and for how long, the deceased contributor has paid into the CPP.

  CPP first calculates the amount that the CPP retirement pension is, or would have been if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.

  Your funeral director will assist you to complete these forms at your Aftercare appointment.

The Canada Pension Plan (CPP) children's benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors.

The child must be either:

under age 18; or

under age 25 and in full-time attendance at a recognized school or university.

There are two types of CPP children's benefits:

A disabled contributor's child benefit – a monthly payment for a child of the person receiving a CPP disability benefit.

A surviving child's benefit – a monthly payment for a child of the deceased contributor. For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP.

A maximum of two children’s benefits can be paid to a child